For information about how pre-existing conditions and the active-at-work requirement affect your coverage, please contact The Hartford.
Because The Hartford is not the City's short term disability carrier, they will need to collect from you full information about your condition. It is recommended that you begin the claim process half way through your waiting period (45 days if you have the 90-day Buy Up waiting period or 3 months if you have the 6-month Basic LTD waiting period.) The claim form and instructions about completing the form are posted on the Forms page.
|COVERAGE||60% base salary||60% base salary|
|MAX MONTHLY BENEFIT||$4,000||$6,000|
|ELIMINATION PERIOD*||6 months||90 days|
|MAX COVERAGE PERIOD||5 years**||Till age 65***|
* You must exhaust all accrued time off before the policy will pay benefits
** Maximum Coverage Period varies if disability begins after you turn age 61
*** Maximum Coverage Period varies if disability begins after you turn age 62
NOTE: Short Term Disability (STD) As of July 1, 2009, the City no longer provides STD coverage. Employees have the option of purchasing it through Colonial. For information, call Colonial at 888-433-8144 (policy information) or 800-325-4368 (claims).
Policy Number: 395200
LONG TERM disabilities incurred on or after July 1, 2009
800-289-9140, File a Claim or Check Claim Status
SHORT TERM DISABILITY & OTHER VOLUNTARY BENEFITS: 888-433-8144 (policy info) or 800-325-4368 (claims)
SHORT & LONG TERM disabilities incurred on or before June 30, 2009
Short Term Disability Claim Filing Information